Student insurance and report an injury

Last changed: 25 August 2017
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Here you will find information about the accident insurance SLU has arranged for students and doctoral students. If you are injured, you must submit an injury report in order to receive compensation.

During study hours, all students and doctoral students are covered by the personal injury insurance for students via Kammarkollegiet, the Legal, Financial and Administrative Services Agency. If you travel abroad as part of a course or independent project you must take out additional insurance.

If you are a foreign student or doctoral student, exchange student or fee-paying student, SLU has arranged various supplementary insurance policies. You are covered by different insurance policies, depending on the category of student you belong to: exchange student or foreign student who is not an exchange student.

If you are a Swedish citizen travelling to another EU/EEA country or Switzerland, you need to get a European health insurance card, called an "EU-kort" in Swedish, or EHIC.

If you are a citizen of another EU/EEA country or Switzerland travelling to Sweden, you need to get a European health insurance card from your home country.

If a vehicle that is required to be covered by motor vehicle insurance is involved when you are injured, it is the vehicle’s insurance that will pay you compensation for your injuries. Find out more information about what applies in the event of a traffic accident.

In order to receive financial compensation for your injuries, you must submit an injury report.

Personal injury insurance for students

If you are a student or a doctoral student and you are admitted and study on a university programme or a programme at third-cycle level at SLU, you are covered by the personal injury insurance for students.

The insurance is valid in Sweden:

  • in the event of accidents during study hours
  • when travelling directly between your place of residence and the place where your study hours are spent.

You must be registered in LADOK in order to be covered by this insurance.

As the insurance is only valid during study hours and when travelling directly between your place of residence and the place where your study hours are spent, it is very important that you arrange insurance to cover your leisure time, such as home insurance.

Insurance for travel abroad as part of a course or independent project

If you travel abroad as part of a course or your independent project, the department organising the course will arrange Student UT insurance for you.

Student UT insurance applies 24 hours a day:

  • in the country of education, for as long as you are studying or on a placement, plus two weeks before your studies begin and two weeks after your studies end.
  • when travelling directly between the country of education and your home in Sweden or place of education in Sweden.
  • during holidays, provided that the insured remains in the country of education and continues their studies after the holidays.

The insurance provides insurance cover equivalent to the protection provided by personal injury insurance for students as well as travel insurance cover.

If you are a Swedish citizen travelling to another EU/EEA country or Switzerland, you need to get a European health insurance card, or EU-kort/EHIC.

On the Legal, Financial and Administrative Services Agency (Kammarkollegiet) website you can read the full terms and conditions of insurance for Student UT (in Swedish).

  • For more information contact the study and career guidance.
  • You will find more information about how to make an injury report below.

European Health Insurance Card (EU-kort/EHIC)

If you are a Swedish citizen travelling to another EU/EEA country or Switzerland, you are entitled to the healthcare you need on the same financial terms as the inhabitants of the country.

In order to receive this treatment, you need a European Health Insurance Card, or EU-kort/EHIC. You do not need a card for travel within the Nordic region.

If you are a Swedish citizen, you can order an EU-kort/EHIC via Försäkringskassan, the Swedish Social Insurance Agency’s website.

If you come to Sweden from an EU/EEA country or Switzerland, you need to have a European Health Insurance Card (EU-kort/EHIC) from your home country with you. You will then be entitled to the same treatment in Sweden as a Swedish person and will pay the same fees that a Swedish person would pay.

Traffic accident

If a vehicle that is required to be covered by motor vehicle insurance (for example a car or a bus) is involved when you are injured, it is the vehicle’s insurance that will pay you compensation for your injuries.

It does not matter whether you are in a car or on a bicycle or walking, motor vehicle insurance applies instead of your student insurance policies in the event of a traffic accident involving a vehicle that is required to be covered by motor vehicle insurance.

Report your injury to the insurance company with which the vehicle is insured.

Although it is the motor vehicle insurance that applies if you are involved in a traffic accident, you must nevertheless also make an injury report to the Legal, Financial and Administrative Services Agency.

  • You will find more information about how to make an injury report below.

Contact the study and carrer guidance if you have questions.

How to make an injury report

If you are injured, you must submit an injury report in order to receive compensation. Use one of the forms provided by the Legal, Financial and Administrative Services Agency (Kammarkollegiet). There are different student insurances, and each insurance has its own injury report form. It is important that you use the correct form.

To draw up an injury report

  1. Make sure you are using the correct form.
  2. SLU must certify that you were a student at SLU when the injury occurred. Your course leader, teacher, director of studies or other employee at the department giving the course can certify this. You can also ask a study advisor for help.
  3. If you are covered by one of the group insurances student IN, student UT, FAS+, GIF or Erasmus Mundus, you must enclose a current exchange agreement – please contact the Division of Educational Affairs for more information. If you are not covered by any of these group insurances, but by an idividual insurance contact your department if you do not have a copy of the agreement yourself.
  4. Enclose the original receipts, but remember to make a copy for yourself first.
  5. Send your injury report to the Legal, Financial and Administrative Services Agency. You will find the address on the injury report form.
Injury report forms

Work-related injuries

If you suffer an injury at work during a placement, or in another situation related to your studies that is equivalent to work, you must file an injury report with both the Legal, Financial and Administrative Services Agency and the Swedish Social Insurance Agency. These agencies will then decide which one of them will pay any compensation due.

Forms for injury at work

The injury report form from the Legal, Financial and Administrative Services Agency should be sent to the agency. Remember that SLU must certify that you were a student at the University at the time of the accident.

If you have costs for dental care, assistive devices, or medical care abroad due to an occupational injury, you can receive compensation from Försäkringskassan.

Fill out the form and send it tothe HR Division at SLU:

  • SLU Personalavdelningen
    Box 7087
    750 07 Uppsala

Traffic accidents

In the event of a traffic accident, you should report your injury to the insurance company with which the vehicle involved is insured.

You must also send an injury report for one of the student insurance policies to the Legal, Financial and Administrative Services Agency.

Page editor: utb-webb@slu.se