Student insurance and how to report an injury

Last changed: 14 August 2019
studenter.jpg

Here you will find information about the accident insurance SLU provides for students and doctoral students. If you are injured, you must submit an injury report in order to receive compensation.

During study hours, all students and doctoral students are covered by the personal injury insurance for students via Kammarkollegiet (the Legal, Financial and Administrative Services Agency). If you travel abroad as part of a course or independent project, you must take out additional insurance.

If you are a foreign student or doctoral student, exchange student, fee-paying student or Erasmus Mundus student, SLU offers various supplementary insurance policies.

If you are going abroad as an exchange student or as an MFS student, SLU will arrange insurance for you.

If you go abroad as part of a course or independent project, you have to take out supplementary insurance yourself.

If you are a Swedish citizen travelling to another EU/EEA country or Switzerland, you need a European health insurance card (EHIC), called an "EU-kort" in Swedish.

If you are a citizen of another EU/EEA country or Switzerland travelling to Sweden, you need a European health insurance card from your home country.

If a vehicle is involved in the accident where you sustained your injury, and if motor vehicle insurance is a requirement for that vehicle, compensation for your injuries will be paid from the vehicle’s insurance. Find out more about under the heading Traffic accidents below.

In order to receive financial compensation for your injuries, you must submit an injury report.

Personal injury insurance for students

If you are a student or a doctoral student and you have been admitted to and study on a degree programme or a doctoral programme at SLU, you are covered by the personal injury insurance for students.

The insurance is valid in Sweden:

  • in the event of accidents during study hours;
  • when travelling directly between your place of residence and the place where you study.

You must be registered in Ladok in order to be covered by this insurance.

As the insurance is only valid during study hours and when travelling directly between your place of residence and the place where you spend your study hours, it is very important that you arrange insurance to cover your leisure time, such as home insurance.

Find more information about how to submit an injury report below.

Supplementary insurance policies for foreign students

If you are a foreign student or doctoral student, exchange student, fee-paying student or Erasmus Mundus student, SLU offers various supplementary insurance policies. What policy you are covered by depends on what category of student you belong to.

  • If you are an exchange student you are covered by the personal injury insurance for students and the Student IN insurance.
  • If you are a fee-paying student you are covered by the personal injury insurance for students and the FAS+ insurance.
  • If you are an Erasmus Mundus student you are covered by the personal injury insurance for students and the Erasmus Mundus insurance.

More information, including terms and conditions, can be found on the Kammarkollegiet website.

  • If you are covered by the personal injury insurance for students but not by Student IN, FAS+ or Erasmus Mundus, you are covered by insurance for foreign persons (formerly known as the GIF insurance). More information, including terms and conditions, can be found on the Kammarkollegiet website.

You will find more information on how to submit an injury report below.

For more information, contact the study and career guidance.

Insurance for outgoing exchange students including MFS

If you are going abroad, either as an exchange student under one of the SLU exchange agreements, or as an MFS student, the Division of Educational Affairs at SLU will arrange a Student UT insurance for you.

Student UT insurance applies 24 hours a day:

  • In the country of study, for as long as you are studying or on a placement, plus two weeks before your studies begin and two weeks after they end.
  • When travelling directly between the country of study and your place of residence in Sweden, or your place of study in Sweden.
  • During holidays, provided that the insured remains in the country of study and continues their studies after the holidays.

The insurance provides insurance cover equivalent to the protection provided by personal injury insurance for students as well as travel insurance cover.

If you are a Swedish citizen travelling to another EU/EEA country or Switzerland, you need to get a European health insurance card (EHIC), EU-kort in Swedish.

On the Kammarkollegiet website you can read the full terms and conditions for the Student UT insurance.

You will find more information about how to submit an injury report below.

For more information, contact the study and career guidance.

Insurance for travel abroad as part of a course or independent project

If you travel abroad as part of a course or your independent project, the department organising the course will arrange Student UT insurance for you.

Student UT insurance applies 24 hours a day:

  • In the country of study, for as long as you are studying or on a placement, plus two weeks before your studies begin and two weeks after they end.
  • When travelling directly between the country of study and your place of residence in Sweden or place of study in Sweden.
  • During holidays, provided that the insured remains in the country of study and continues their studies after the holidays.

The insurance provides insurance cover equivalent to the protection provided by personal injury insurance for students as well as travel insurance cover.

If you are a Swedish citizen travelling to another EU/EEA country or Switzerland, you need to get a European health insurance card (EHIC), EU-kort in Swedish.

On the Kammarkollegiet website you can read the full terms and conditions of insurance for Student UT.

You will find more information about how to submit an injury report below.

For more information see Regulations for education at Bachelor’s and Master’s level or contact the study and career guidance.

European Health Insurance Card (EU-kort/EHIC)

If you are a Swedish citizen travelling to another EU/EEA country or Switzerland, you are entitled to the healthcare you need on the same financial terms as the inhabitants of the country.

In order to receive this benefit, you need a European Health Insurance Card, or EU-kort/EHIC. You do not need a card for travel within the Nordic region.

If you are a Swedish citizen, you can order an EU-kort/EHIC via Försäkringskassan, the Swedish Social Insurance Agency’s website.

If you come to Sweden from an EU/EEA country or Switzerland, you need to have a European Health Insurance Card (EU-kort/EHIC) from your home country with you. You should register for EHIC in your home country before coming to Sweden. You need to have the card with you when you seek medical attention at the health care clinic or hospital in Sweden. You will then be entitled to the same benefits and pay the same fees that a Swedish citizen. If you don’t obtain an EHIC in your home country you’ll need to arrange your own health insurance.

Traffic accident

If a vehicle that is required to be covered by motor vehicle insurance (for example a car or a bus) is involved when you are injured, it is the vehicle’s insurance that will pay you compensation for your injuries.

It does not matter whether you are in a car or on a bicycle or walking, motor vehicle insurance applies instead of your student insurance policies in the event of a traffic accident involving a vehicle that is required to be covered by motor vehicle insurance.

Report your injury to the insurance company with which the vehicle is insured.

Although it is the motor vehicle insurance that applies if you are involved in a traffic accident, you must nevertheless also make an injury report to the Legal, Financial and Administrative Services Agency.

You will find more information about how to make an injury report below.

Contact the study and career guidance if you have questions.

How to submit an injury report

If you are injured, you must submit an injury report in order to receive compensation. Use one of the forms provided by the Legal, Financial and Administrative Services Agency (Kammarkollegiet). There are different student insurances, and each insurance has its own injury report form. It is important that you use the correct form.

Submitting an injury report

  1. Make sure you are using the correct form.

  2. SLU must certify that you were a student at SLU when the injury occurred. Your course coordinator, teacher, director of studies or another employee at the department giving the course can certify this. You can also ask a study counsellor for help.

  3. If you are covered by one of the insurances student IN, student UT, FAS+, Erasmus Mundus or insurance for foreign visitors, you must enclose a current exchange agreement – please contact the Division of Educational Affairs for more information. If you travelled abroad as part of a course or independent project, contact your department if you do not have a copy of the agreement yourself.

  4. Enclose the original receipts, but remember to make a copy for yourself first.

  5. Send your injury report to the Legal, Financial and Administrative Services Agency. You will find the address on the injury report form.

Injury report forms

Injury report forms can be found via the links below.

Work-related injuries

If you suffer an injury at work during a placement, or in another situation related to your studies that is equivalent to work, you must submit an injury report to the Legal, Financial and Administrative Services Agency (Kammarkollegiet) as well as to the Swedish Social Insurance Agency (Försäkringskassan). These agencies will then decide which one of them will pay any compensation due.

Forms for injury at work

  • The injury report form from the Legal, Financial and Administrative Services Agency should be sent to that agency. Remember that SLU must certify that you were a student at the university at the time of the accident. 

  • If you have costs for dental care, assistive devices or medical care abroad due to an occupational injury, you can receive compensation from the Swedish Social Insurance Agency. Their injury report form should be sent to SLU's Division of Human Resources:
    SLU Personalavdelningen
    Box 7087
    750 07 Uppsala

Traffic accidents

In the event of a traffic accident, you must report your injury to the insurance company with which the vehicle involved is insured.

You must also send an injury report for one of the student insurance policies to the Legal, Financial and Administrative Services Agency.

Page editor: utb-webb@slu.se